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Beautiful 3 bedroom, 2 bath home with space to spread out sits pretty on a great street. Enter through your mudroom, off of the one car attached garage, into this spacious home. On the first floor is a large and bright Living Room featuring 2 picture windows and solid oak hardwood flooring; a nice Dining Room space, also with hardwood, has a charming built in lighted cabinet. The kitchen is equipped with stainless steel appliances and offers an area to add a small table and chairs for eat-in space here too. A gracious 1st floor bedroom and a cheery full bath complete the first floor. On the second level you will find 2 great sized bedrooms and an updated 3/4 bath. The 2nd level landing features a cozy book nook area, or use as a desk/office area, this neat space is flooded by natural light from the skylights. In the full basement there is potential for you to add even more finished square footage. A rear deck off of the back of the mudroom leads you out to your level yard with room to play, entertain and even for some gardening. Public water and public sewer here to. Come and see this home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,371 | $2,496 | $3,156 |
Total Monthly Payment | $2,970 | $3,095 | $3,755 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.