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Ideally located on 84th Street and Lexington Avenue in a full-service doorman cooperative, this sunny and spacious studio is a rare find with its desirable alcove layout and excellent closet space. A defined sleeping alcove is tucked away from the oversized living room, allowing for distinct living, sleeping, and dining areas within the efficient L-shaped floorplan. The windowed kitchen offers full-size appliances and generous cabinetry. The windowed bathroom is clean and bright, with classic tilework. Other highlights include hardwood parquet floors, through-wall air conditioning, and four large closets. 144 East 84th Street is a well-maintained cooperative offering 24-hour doorman, live-in superintendent, central laundry room, bike room, additional storage, and a beautifully furnished rooftop terrace with sweeping city views. 144 East 84th Street is just moments from the 4, 5, 6 and Q subway lines, crosstown buses, grocery stores, restaurants, shopping, and cultural institutions, including Central Park and the Metropolitan Museum of Art. 70% financing and pets are permitted, but pied-à-terres are not. There is no flip tax. Real estate taxes ($674. 23) included with the maintenance ($542. 39).
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Our Executive Mortgage Banker:
Our Insurance Division:
$425,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,093 | $2,234 | $2,823 |
Total Monthly Payment | $2,168 | $2,309 | $2,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.