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Welcome to easy, one-level living in this beautifully maintained 2-bedroom, 2-bathroom Ranch with a two car attached garage! Tucked away on two spacious lots, this home offers a seamless blend of comfort and function—inside and out. Step inside to discover an open layout featuring a bright kitchen with classic shaker-style cabinetry, a center island perfect for casual meals or entertaining, and a walk-in pantry for all your storage needs. A slider off the kitchen leads to the back deck—ideal for morning coffee or evening relaxation. The primary bedroom offers a peaceful retreat with its own attached full bathroom, while the second bedroom is conveniently located near another full bath—perfect for guests or a home office setup. You’ll also find laundry hookups on both the first floor and in the basement, giving you the flexibility to choose your preferred setup. The living space is cooled by central air for year-round comfort. Need more space? The basement is ready for all of your ideas to finish! Outside, enjoy the inviting front covered porch, a generous yard with room to roam, and unique extras like a chicken coop and a large two-stall horse barn complete with a tack room and underground electric—ideal for hobby farming or equestrian use. Don’t miss the chance to make this versatile and well-appointed property your new home! Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $570 | $570 | $570 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,495 | $2,627 | $3,321 |
Total Monthly Payment | $3,140 | $3,272 | $3,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.