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Welcome to this beautifully maintained Dutch Colonial, located in the highly sought-after Elmhurst neighborhood. This home offers a warm and inviting layout, beginning with a cozy living room that flows into an updated kitchen featuring stainless steel appliances, granite countertops, and a spacious island perfect for cooking and entertaining. A bright dining area completes this space. The main level also includes a fully updated bathroom and a three-season porch an ideal spot to relax and unwind. Upstairs, you'll find three ample-sized bedrooms and another beautifully updated full bathroom. The newly finished basement adds more living space with a full bathroom and a convenient kitchenette. Whether used as a family room, playroom, home office, or guest suite, the possibilities are endless. This home has been thoughtfully updated with significant improvements, including a new 200-amp electrical service (2020), a new gas furnace (2023), a new water heater (2023), a new Andersen fiberglass front door, and a new Andersen exterior porch door. Enjoy hardwood floors throughout. An additional highlight in this home is the fully paid-off SunRun solar system. Typical energy consumers can enjoy no electric bill, and the system remains under warranty for the next 20 years, offering peace of mind and long-term savings. Don't miss the opportunity to own this exceptional home in a prime location, close to schools, parks, shopping, dining, and transportation.
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Our Executive Mortgage Banker:
Our Insurance Division:
$549,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $317 | $317 | $317 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,781 | $2,890 | $3,683 |
Total Monthly Payment | $3,189 | $3,298 | $4,091 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.