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Cul-de-sac living is within your reach! Magnificent custom built 4 bedroom, 2. 5 bath center hall Colonial in the desirable Tides Beach Community is ready for you to fall in love! This home has been lovingly maintained by the present owners and boasts many updates. Front porch and large foyer will welcome you and guests. Hardwood floors throughout. Entertaining is easy as your guests can flow from your formal living room and dining room into your spacious kitchen. Guests often linger at the large island sharing food and conversation. Read, relax, or entertain next to a roaring fire in your family room. Your large laundry room includes a pantry closet and sink. This sunny room enjoys a view of the backyard. All the bedrooms are on the second floor and are generously sized. Your full basement has plenty of room for storage. The two-car garage provides room for the car enthusiast or woodworking hobbyist. There is plenty of room for summer fun in your backyard. The property is just shy of a half-acre. As you tour the yard you will encounter many lovely shrubs and perennials. Imagine your family and friends gathering on either of the two paving stone patios or relaxing by the inground swimming pool. Your private beach is just minutes away! Year-round access can provide 365 gorgeous sunrises and sunsets. The beach association plans many fun events during the season. There are picnic tables, a playground, and restrooms, making a day at the beach a truly enjoyable event. Close to local shopping and restaurants. A short drive to the East End farms, wineries, and beaches. It's a wonderful life in Beautiful Rocky Point.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $1,198 | $1,198 | $1,198 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,856 | $4,349 | $5,777 |
Total Monthly Payment | $5,146 | $5,639 | $7,067 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.