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1426 Townline Road, Smithtown (Nesconset), NY, 11767 | $800,000
Welcome Home to this Amazing 8 Room, 3 Bedroom, 2. 5 Bath Ranch with Walk Out Basement and Oversized, Heated 1 Car Garage. The Kitchen is new with a huge Center Island, with Gleaming White Cabinetry Galore, Quartz Counters, and Top Shelf Emeril Approved Stainless Steel Appliances. The Bathrooms are Updated and ready for new toothbrushes in the holders. There's a awning covered back deck with seasonal sides for a mostly year round extra huge room, with outdoor Kitchen. The Basement has a walk out capability to the Garage and or the Driveway. The lower Level is Partially finished for an additional Recreation area for Kids or Man Cave. There's a Finished Room for an Office or Guest Space for anyone who works from home and needs a quiet getaway room. The expansive backyard is flat and offers areas for storage, Play Gyms, Sheds with a built-in Bar and Fire Pit Seating. If a Home Could Talk this one would Thank the Current Owner for the Care, Thoughtful Updates, and Skillful Hands that have orchestrated everything you see today. This is not just a house. . . it's a home that has been remodelled with an Open Concept to service and accommodate the lucky family that lives inside. You get that Ahhhhhh feeling as soon as you walk in the front door. . . . . . Come and see for yourself if this checks off your boxes!!!! It truly is a Easy Living Ranch with extras galore!!!
Features
- Town: Smithtown
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Laundry: Electric Dryer Hookup, Inside
- Style: Ranch
- Year Built: 1964
- Garage: 1-car
- Heating: Oil
- Cooling: Ductless
- Basement: Partially Finished, Storage Space, Walk-Out Access
- Approx Sq. Feet: 1,711
- Acreage: 0.62
- Est. Taxes: $11,088
- Lot Desc: Back Yard, Cleared, Front Yard, Level, Rolling Slope, Sprinklers In Front, Sprinklers In Rear
- Elem. School: Tackan Elementary School
- Middle School: Great Hollow Middle School
- High School: Smithtown High School-East
- School District: Smithtown
- Appliances: Dishwasher, Dryer, Refrigerator
- MLS#: 848917
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/848917/1426townlineroad_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1426 Townline Road, Smithtown (Nesconset), NY, 11767
$800,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $640,000 | $640,000 | $640,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | $924 | $924 | $924 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,941 | $4,204 | $5,315 |
| Total Monthly Payment | $4,957 | $5,220 | $6,331 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535