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312 BAY POINT Way S, Out of Area, FL, 32259 | $419,900
This adorable Saint Johns county home sits on an over 2-acre cul de sac lot in the Cunningham Creek neighborhood of Bay Point, It borders beautiful conservation land that allows for lovely nature views from most of the rooms in the home and partially covered patio. And, because the backyard is so large, you can park a boat or camper behind a fence. A handy shed that conveys is perfect for storing all your fishing gear. A large pond is located just beyond the stand of tall trees. This well maintained immaculate home has durable hardiboard siding and is cooled by a 2-year old HVAC system. A spacious Great room in the open floor plan is warmed by a charming wood-burning fireplace. Primary Suite bath has a soaking tub, shower and double sink vanity. A good size laundry room with shelving makes doing laundry a breeze. Highly-rated Cunningham Creek Elementary is within walking distance. Cunningham Creek Amenities are very close by. See all photos that this move-in ready home has to offer.
Features
- Amenities: Playground
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 1996
- Garage: 2-car
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,541
- Acreage: 2.12
- Est. Taxes: $3,620
- HOA Fee: $338 Annually
- Lot Desc: Cul-De-Sac, Dead End Street, Irregular Lot, Sprinklers In Front
- Water Front: Yes
- Elem. School: Cunningham Creek
- Appliances: Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
- MLS#: 2083319
- Days on Market: 6 days
- Website: https://www.raveis.com
/prop/2083319/312baypointways_outofarea_fl?source=qrflyer
Listing courtesy of WATSON REALTY CORP
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
312 BAY POINT Way S, Out of Area, FL, 32259
$419,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $335,920 | $335,920 | $335,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
| Monthly Tax Payment | $302 | $302 | $302 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,068 | $2,207 | $2,790 |
| Total Monthly Payment | $2,445 | $2,584 | $3,167 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388