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DISCOVER POTENTIAL IN PORT RICHEY! Welcome to this charming three-bedroom, two-bathroom home nestled on a generous corner lot in the heart of Port Richey. This property offers incredible renovation potential for buyers looking to put their personal stamp on a solid foundation. Step inside to appreciate the open floor plan, beautifully enhanced by porcelain wood-look tile installed in 2020 throughout all living areas. Two bedrooms feature brand-new carpet, creating cozy retreats within this inviting space. Natural light streams through numerous sliding glass doors, creating a bright, airy atmosphere throughout the day. The large lanai extends your living space outdoors, perfect for enjoying Florida's pleasant weather while entertaining friends or simply relaxing with your morning coffee. One of the property's best features? NO HOA!- this means complete freedom to personalize your home and landscape as you wish. Large corner lot provides loads of room to play for the family or fur babies. This residence shines with recent upgrades that provide peace of mind for years to come. The air conditioning system was replaced in 2021, followed by a new dryer in 2022. The water heater and dishwasher were both updated in 2023, and the washer is fresh from 2024. Talk about move-in ready! The durable metal roof provides long-lasting protection. With its combination of thoughtful updates, spacious layout, and excellent location, this home offers tremendous value at an attractive price point. Located just minutes from all shopping, dining, schools and entertainment, your search for the perfect balance of comfort, convenience, and potential ends here!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$239,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $191,920 | $191,920 | $191,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $259 | $259 | $259 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,213 | $1,261 | $1,607 |
Total Monthly Payment | $1,547 | $1,595 | $1,941 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.