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Here is a beautiful year-round home on the serene second pond of Joe's Pond. Nestled towards the end of a private dead-end road, this half-acre lot with southern exposure has a large lawn, lilacs, flowers, and stunning lake frontage. As you step inside the main house, you'll be greeted by a warm and inviting entryway that leads into an open living area, seamlessly connecting the kitchen, living room, and dining room. The expansive windows offer breathtaking water views, creating a perfect blend of indoor and outdoor living. The main level features a cozy bedroom and a full bath, while upstairs you'll find two additional bedrooms, another full bath, plus an office space on the landing. Across Otis Drive, the detached two-car garage houses a charming in-law apartment with 1-2 bedrooms, a kitchen, and a living room. There's also a bonus room above the garage, ideal for various uses such as extra sleeping space, office space, and it has a great view! This property is perfect for those who love to spend their days boating, fishing, swimming, and more. After a fun-filled day, rinse off in the outdoor shower and enjoy a BBQ dinner with friends on the open deck. Very close to the rail trail for biking, hiking and snowmobiling. Joe's Pond is know for it's happy social community. This is truly a complete Northeast Kingdom lake-life package.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.613% | 6.183% |
Monthly Tax Payment | $795 | $795 | $795 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,429 | $4,930 | $6,582 |
Total Monthly Payment | $5,316 | $5,817 | $7,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.