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Welcome to 319 Montross! A Classic Colonial in the Heart of Mortgage Hill. Nestled on a quiet, dead-end street, this charming and spacious home combines timeless character with thoughtful updates throughout. Just off scenic Maple Avenue and moments from all that downtown Peekskill has to offer, this is a rare find in a coveted neighborhood. Spread across three levels, this well-maintained home offers over 2, 100 square feet of finished living space. The main level features a beautifully updated eat-in kitchen with custom cabinetry, quartz countertops, and modern appliances—perfectly blending functionality with style. The formal dining room is a showstopper, with a coffered ceiling and rich wood trim details that continue through the home, echoing its early 20th-century craftsmanship. Upstairs, you'll find three generously sized bedrooms including a primary suite with walk-in closet and a full bath. Downstairs, the finished lower level serves as an ideal rec room or hangout space, with plenty of additional storage and utility/workshop areas. Outdoor living is just as impressive. Whether you're hosting a summer BBQ on the large back deck, shooting hoops on the oversized concrete patio, or enjoying the above-ground pool with family and friends, the backyard is designed for making memories. The detached garage and driveway provide ample parking and flexibility. Located within minutes of parks, the Peekskill Riverfront, Metro-North train station, and vibrant restaurants and coffee shops, this home offers the perfect blend of suburban tranquility and urban access. Don’t miss your opportunity to own this exceptional home in one of Peekskill’s most treasured neighborhoods!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$579,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $1,068 | $1,068 | $1,068 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,928 | $3,043 | $3,878 |
Total Monthly Payment | $4,088 | $4,203 | $5,038 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.