319 Montross Avenue, Peekskill, NY, 10566 | $579,000

Welcome to 319 Montross! A Classic Colonial in the Heart of Mortgage Hill. Nestled on a quiet, dead-end street, this charming and spacious home combines timeless character with thoughtful updates throughout. Just off scenic Maple Avenue and moments from all that downtown Peekskill has to offer, this is a rare find in a coveted neighborhood. Spread across three levels, this well-maintained home offers over 2, 100 square feet of finished living space. The main level features a beautifully updated eat-in kitchen with custom cabinetry, quartz countertops, and modern appliances—perfectly blending functionality with style. The formal dining room is a showstopper, with a coffered ceiling and rich wood trim details that continue through the home, echoing its early 20th-century craftsmanship. Upstairs, you'll find three generously sized bedrooms including a primary suite with walk-in closet and a full bath. Downstairs, the finished lower level serves as an ideal rec room or hangout space, with plenty of additional storage and utility/workshop areas. Outdoor living is just as impressive. Whether you're hosting a summer BBQ on the large back deck, shooting hoops on the oversized concrete patio, or enjoying the above-ground pool with family and friends, the backyard is designed for making memories. The detached garage and driveway provide ample parking and flexibility. Located within minutes of parks, the Peekskill Riverfront, Metro-North train station, and vibrant restaurants and coffee shops, this home offers the perfect blend of suburban tranquility and urban access. Don’t miss your opportunity to own this exceptional home in one of Peekskill’s most treasured neighborhoods!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 1 full / 2 half
  • Laundry: In Basement
  • Style: Colonial
  • Year Built: 1920
  • Garage: 1-car
  • Heating: Hot Water, Oil
  • Cooling: None
  • Basement: Finished, Full
  • Approx Sq. Feet: 2,122
  • Acreage: 0.18
  • Est. Taxes: $12,814
  • Lot Desc: Back Yard, Front Yard
  • Elem. School: Hillcrest
  • Middle School: Peekskill Middle School
  • High School: Peekskill High School
  • School District: Peekskill
  • Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Washer
  • MLS#: 851115
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/851115/319montrossavenue_peekskill_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of United Real Estate LLC   Phone: 914-788-6339

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

319 Montross Avenue, Peekskill, NY, 10566

$579,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $463,200 $463,200 $463,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $1,068 $1,068 $1,068
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,928 $3,043 $3,878
Total Monthly Payment $4,088 $4,203 $5,038

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.