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Nestled in the picturesque town of Middlefield, this charming 2 bedroom Ranch style home is the perfect escape from the hustle and bustle of city life. Situated alongside the serene middle branch of the Westfield River, tranquility abounds in this peaceful setting. Step inside to find a cozy living room with a working fireplace, perfect for curling up with a good book on those cold New England nights. The kitchen boasts plenty of cabinets and counter space for preparing large family meals. Both bedrooms offer ample space and large closets. The updated bathroom features tile floor and plenty of space. Outside, enjoy your morning coffee on the large composite deck overlooking the gently flowing river or take a leisurely stroll along its banks. Also, attention investors this special property has been operating as a successfully Airbnb for the last 10 years. The neighboring 4. 8 acre parcel is also available listing #73362981. Don't miss out on this hidden gem to schedule your showing
Type | Description | Level |
---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Vinyl | First |
Kitchen | Flooring - Vinyl, Dining Area | First |
Living Room | Ceiling Fan(s), Flooring - Laminate, Flooring - Wood, Window(s) - Bay/Bow/Box | First |
Master Bedroom | Flooring - Wall to Wall Carpet, Closet - Double | First |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $249 | $249 | $249 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,664 | $1,729 | $2,203 |
Total Monthly Payment | $1,988 | $2,053 | $2,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.