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Welcome to this charming Cape Cod-style home, situated on an expansive 2. 8 acre lot in the Minisink School District. This meticulously maintained, move-in-ready residence offers both comfort and space, creating the perfect retreat. This property offers ample outdoor space for relaxation and recreation. Whether you're dreaming of gardening, creating a backyard oasis, or simply enjoying nights by the fire pit, the lot provides endless possibilities. Step Inside and you will find the large inviting living room featuring gleaming hardwood floors, plenty of natural light and crown molding detail. The kitchen, open to a dining area, boasts, stylish cabinetry, stainless steel appliances and ample counter space making it both functional and beautiful for everyday use or hosting guests. Just outside the kitchen, through sliding glass doors, you will find a deck area for enjoying afternoon sun or for outdoor entertainment. Just down the hall, the spacious primary bedroom is conveniently located on the main level and includes a private en-suite bath. Upstairs, you’ll find another full bath, two generously sized bedrooms with hardwood floors and vaulted ceilings. There is an extra versatile area between the rooms that can be a study space or small office. The partially finished basement offers unlimited possibilities. Also found on the lower level, a laundry room with ample space, a machine room and a large storage room help to keep all household items in place. This exceptional property is truly a place to call home and one where your dreams can take root.
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Our Executive Mortgage Banker:
Our Insurance Division:
$510,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $408,000 | $408,000 | $408,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $538 | $538 | $538 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,579 | $2,680 | $3,415 |
Total Monthly Payment | $3,209 | $3,310 | $4,045 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.