2625 TERRA CEIA BAY BOULEVARD, #406, Palmetto, FL, 34221 | $325,000

END UNIT 4TH floor condo in a gorgeous Bayside setting, offering one of the best WATERFRONT VIEWS to be found for this price along Florida's unspoiled Gulf Coast! ALL NEW HURRICANE IMPACT WINDOWS AND SLIDERS (2023) KITCHEN REMODEL (2021) LVP BEDROOM FLOORING (2022) WATER HEATER (2023) AND MUCH MORE!! Captivating ever changing view that delights from dawn to dusk with breathtaking Sunsets and panoramic views of Terra Ceia Bay and Snead Island to Tampa Bay. The night sky offers coveted views of twinkling lights on nearby towns and ships embarking towards the Gulf past the Skyway Bridge. Great for entertaining, this 3BD/2BH condo has a wonderful open floorplan, split bedroom design ideal for guests or a quiet home office. The private Master Suite has a walk-in closet, and ensuite with with shower and vanity area. Estuaries II, located behind the gates of Terra Ceia Bay Golf and Country Club, is perfectly situated between Sarasota and St. Petersburg and within a 45 minute drive to Tampa International Airport. Residents enjoy the association owned HEATED and recently updated member only POOL! The community features a 18 hole public golf course (numerous membership levels available for full time or seasonal residents) dining, meandering boardwalk walking trails and a 500 foot fishing pier. Perched high above the natural mangrove shoreline, delight in "nature on display" with Dolphin and Manatee sightings and fascinating bird-watching in a unique setting all part of this true unspoiled Florida estuary and aquatic preserve. In unit washer/dryer area. One car assigned covered parking space under building and a private 3x6 storage area just outside the front door! The views are better in person. . Come take in true Million Dollar Florida waterfront views for a fraction of the cost!

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Complex: THE ESTUARIES II
  • Year Built: 1997
  • Common Charge: $766 Monthly
  • Approx Sq. Feet: 1,350
  • Acreage: 1.61
  • Est. Taxes: $3,440
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8377320
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8377320/2625terraceiabayboulevard_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/29/2025 9:36:20 PM)
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2625 TERRA CEIA BAY BOULEVARD, #406, Palmetto, FL, 34221

$325,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $260,000 $260,000 $260,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.944% 7.025% 6.046%
Monthly Tax Payment $287 $287 $287
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,601 $1,708 $2,159
Total Monthly Payment $1,963 $2,070 $2,521

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.