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Proctor - Home to historic landmarks like Wilson Castle, the Proctor Free Library, Carriage Trails, and the beloved Proctor Pool, this charming town offers both beauty and community spirit. This stylishly updated and meticulously maintained 4-bedroom, 3-bath home is tucked into a desirable neighborhood and sits proudly on a landscaped lot. Inside, you’ll find a perfect blend of formal and informal living spaces designed for modern comfort and entertaining. The stunning open-concept kitchen, featuring beautiful cabinetry with crown molding, granite countertops, tile backsplash, and pantry cupboard flows seamlessly into the dining area. A separate formal dining room offers flexibility and could easily serve as a home office, playroom, or den. The comfortable family room features a wood accent wall and built-ins. Upstairs you will find the primary bedroom with private bath and walk-in closet. Three additional bedrooms, all with hardwood floors share a full bath. Updates include new bathrooms, custom wood trim, flooring, windows, a stone walkway and more. The full basement offers abundant storage space and a dedicated workshop area. The attached garage includes a mudroom space and storage shelves. Enjoy outdoor living on your back deck that opens to a nice lawn complete with a raised garden bed, fire ring, and handy storage shed to hold all your lawn and gardening tools. A well-regarded local school system and recreational opportunities make this an ideal place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $469 | $469 | $469 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,490 | $2,622 | $3,342 |
Total Monthly Payment | $3,034 | $3,166 | $3,886 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.