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4908 COMMONWEALTH ROAD, Palmetto, FL, 34221 | $775,000
One or more photo(s) has been virtually staged. Welcome to a boater's paradise! Your next home is located on a wide, deep canal, with direct access and with no bridges to Tampa Bay or The Gulf. This home has a band new seawall, boat dock, and boat lift installed in 2022, and a new concrete tile roof just installed in 2025. There is a 40 gallon water heater new in 2014 and the new vinyl plank flooring in the lanai installed in November of 2024. Relax alongside your caged, solar heated pool while overlooking the canal. There are manatees and a wide variety of fish species for you to just enjoy or catch while fishing off your own dock. The tastefully appointed kitchen features granite counters and a deep stainless steel sink. And access to the kitchen from the dining room and family room areas is cleverly convenient. There are water/canal views from the primary bedroom, family room, lanai, and the kitchen. There are two spacious bedrooms and two full baths. The garage has workbench space and a bonus storage area for your toys. Washer and dryer are available. Convenient access to the major commuting routes of Interstate 275, 75, and Rt-41 are a highlight of this home. The time and TIDES are right are you? Bring your boat as the tarpon await YOU.
Features
- Rooms: 9
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 120 x 75
- Laundry: In Garage
- Style: Ranch
- Year Built: 1973
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,855
- Acreage: 0.21
- Lot Size: 120 x 75
- Est. Taxes: $2,669
- Lot Desc: Cul-De-Sac, Flood Insurance Required, FloodZone, In County, Landscaped, Level
- View: Water
- Pool: In Ground, Solar Heat
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: A4649288
- Days on Market: 3 days
- Website: https://www.raveis.com
/prop/A4649288/4908commonwealthroad_palmetto_fl?source=qrflyer
Listing courtesy of FLORIDA REAL ESTATE TEAM, INC. Phone: 813-326-1586
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4908 COMMONWEALTH ROAD, Palmetto, FL, 34221
$775,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
| Monthly Tax Payment | $222 | $222 | $222 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,919 | $4,073 | $5,190 |
| Total Monthly Payment | $4,233 | $4,387 | $5,504 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388