Major price adjustment! Wonderful home in a cozy neighborhood in Ludlow with close access to highways, shopping and more. This very well maintained home offers nearly 2000 square feet of living space, 3 bedrooms, 2. 5 bathrooms and a spacious two car garage with a basement that can accommodate additional expansion. Only one owner since the home was built in 1994, this house and property have been loved and cared for. Several upgrades make this home the perfect opportunity for first time home buyers looking to enjoy years of family events both inside and outside with a nice wooded area in the backyard. If you work from home, this property has plenty of space for a home office with well lit rooms for all of those virtual meetings. Open House Saturday April 26th 12-2 PM.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wall to Wall Carpet | Second |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Second |
Dining Room | Ceiling Fan(s), Flooring - Laminate | First |
Kitchen | Closet, Flooring - Vinyl, Window(s) - Bay/Bow/Box, Gas Stove | First |
Living Room | Ceiling Fan(s), Flooring - Laminate, Recessed Lighting | First |
Master Bedroom | Closet, Flooring - Wall to Wall Carpet | Second |
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Our Executive Mortgage Banker:
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$489,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $626 | $626 | $626 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,445 | $2,575 | $3,281 |
Total Monthly Payment | $3,146 | $3,276 | $3,982 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.