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Dreaming of Life on the Water? Discover This Hidden Gem in Crystal River, Florida! Nestled in the tranquil heart of Crystal River, Florida, this charming 2-bedroom, 1-bathroom bungalow is your gateway to waterfront living. Located on a serene canal that leads to the stunning Lake Rousseau, this block home offers a rare opportunity to embrace nature's beauty while enjoying the comforts of a cozy retreat. Situated on a peaceful canal, this property offers direct access to the famed Lake Rousseau, a paradise for fishing, boating, and wildlife enthusiasts. Picture yourself launching your kayak or paddleboard right from your backyard and exploring the pristine waters of this scenic lake. Designed for durability and energy efficiency, this home is built with sturdy block construction, ensuring lasting comfort and peace of mind and Rest easy knowing your investment is protected by a newer roof, providing both enhanced curb appeal and long-term protection from the elements. Step inside to discover a warm and inviting layout featuring two bedrooms that are perfect for restful nights, and a full bathroom that's both stylish and practical. Whether you're looking to downsize, buy your first home, or create the ultimate vacation getaway, this bungalow has the charm and potential to meet your needs. This property boasts a detached carport, complete with a durable concrete slab and electric access. It’s the perfect space to protect your vehicle, store outdoor equipment, or create a workshop for your hobbies. The generous backyard extends to the canal, creating an ideal setting for outdoor activities, gardening, or simply unwinding as you enjoy the peaceful sounds of nature. Living here means you'll have access to all the wonders of Crystal River, known as the "Home of the Manatee. " Explore local springs, enjoy world-class fishing and scalloping, or take a short drive to the Gulf of Mexico for endless coastal adventures. Whether you're seeking a quiet retreat, a vacation home, or an investment opportunity, this property offers a rare blend of affordability, location, and potential. With its idyllic canal-side setting and close proximity to Lake Rousseau, it’s the perfect spot to escape the hustle and bustle while staying connected to everything that makes Crystal River so special.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,200 | $159,200 | $159,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.050% | 6.152% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,006 | $1,046 | $1,333 |
Total Monthly Payment | $1,219 | $1,259 | $1,546 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.