16 Bivona Lane, #76, New Windsor, NY, 12553 | $150,000

Affordable and Newly renovated spacious 3 Bedroom with 2. 5 baths ranch style in the highly desirable Silver Stream Village, New Windsor. With a small down-payment and low monthly community fee, its cheaper than renting! This lives and shows as if brand new with new electric, plumbing, newly double insulated with new walls throughout! Renovated kitchen with granite countertops and a peninsula open to living room with lots of storage; off the kitchen is laundry room with large side by side washer and dryer, there is an easy access door out to new small deck. The living room with new carpet has a wood burning fireplace and sliding glass doors to new large deck for quiet evenings with view of trees, perfect spot for entertaining, grilling up dinner or simply birdwatching. Primary bedroom ensuite with large bathroom is at one end of home and two more bedrooms on other side of homes with a hall full bath, and one bedroom with a half bath, this room could be an office space as it has its own entry to the rear deck. Many possibilities with this flexible floor plan! Mobility issues? A new owner could easily convert a deck to a ramp. Small dogs under 25lbs are welcome! Some more wonderful features: its hardwired for smart TV, cat 6 ethernet, 3D hdmi ports to hide ugly wires, Legacy hardwire connection and more. Front and back new decks, new siding, new tankless water heat, freshly painted, and recently installed new carpets, there is wood floors at front entry and dining room. Windows are only 7 years old and the vinyl siding recently installed, as are the 3 decks. Conveniently located to major roads, Stewart International Airport and Salisbury Mills Train Station. Central Orange County location with Newburgh Schools.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 1986
  • Heating: Electric
  • Cooling: Central Air
  • Basement: None
  • Approx Sq. Feet: 1,248
  • Acreage: 30.8
  • Est. Taxes: $0
  • HOA Fee: $1,080 Monthly
  • Elem. School: Contact Agent
  • Middle School: Contact Agent
  • High School: Newburgh Free Academy
  • School District: Newburgh
  • Appliances: Dryer, Gas Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: 839746
  • Days on Market: -1 day
  • Website: https://www.raveis.com
    /prop/839746/16bivonalane_newwindsor_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Coldwell Banker Realty   Phone: 914-245-3400

William Raveis Family of Services

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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16 Bivona Lane, #76, New Windsor, NY, 12553

$150,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $120,000 $120,000 $120,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.019% 7.050% 6.152%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $749 $788 $1,005
Total Monthly Payment $824 $863 $1,080

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.