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Affordable and Newly renovated spacious 3 Bedroom with 2. 5 baths ranch style in the highly desirable Silver Stream Village, New Windsor. With a small down-payment and low monthly community fee, its cheaper than renting! This lives and shows as if brand new with new electric, plumbing, newly double insulated with new walls throughout! Renovated kitchen with granite countertops and a peninsula open to living room with lots of storage; off the kitchen is laundry room with large side by side washer and dryer, there is an easy access door out to new small deck. The living room with new carpet has a wood burning fireplace and sliding glass doors to new large deck for quiet evenings with view of trees, perfect spot for entertaining, grilling up dinner or simply birdwatching. Primary bedroom ensuite with large bathroom is at one end of home and two more bedrooms on other side of homes with a hall full bath, and one bedroom with a half bath, this room could be an office space as it has its own entry to the rear deck. Many possibilities with this flexible floor plan! Mobility issues? A new owner could easily convert a deck to a ramp. Small dogs under 25lbs are welcome! Some more wonderful features: its hardwired for smart TV, cat 6 ethernet, 3D hdmi ports to hide ugly wires, Legacy hardwire connection and more. Front and back new decks, new siding, new tankless water heat, freshly painted, and recently installed new carpets, there is wood floors at front entry and dining room. Windows are only 7 years old and the vinyl siding recently installed, as are the 3 decks. Conveniently located to major roads, Stewart International Airport and Salisbury Mills Train Station. Central Orange County location with Newburgh Schools.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$150,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $120,000 | $120,000 | $120,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $749 | $788 | $1,005 |
Total Monthly Payment | $824 | $863 | $1,080 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.