Charming Duplex with a Barn Garage on a Double Lot! A rare and versatile investment opportunity awaits at 10 & 12 Lyman St—a beautifully maintained Victorian duplex paired with a barn-style garage on a separate lot, all set on . 23 acres in the heart of Port Jervis! Whether you're looking for owner-occupancy with rental income or a prime investment property, this unique setup offers endless possibilities. The Home – 10 Lyman St- This stunning 1800s Victorian was lovingly maintained by the same family for generations and now serves as a charming two-family home. Unit 1 (Main Level – 1, 700+ sq. ft. ) 3 Bedrooms, 2 Full Baths (currently used as a 2-bedroom with office space) Spacious primary suite with an ensuite bath, Hardwood floors throughout and newer-style windows bringing in abundant natural light, Formal dining area with a built-in china cabinet nook, Large kitchen with granite countertops, two sinks, ample cabinetry, and a breakfast nook surrounded by built-ins and windows, French doors leading to a dedicated office (or third bedroom), Laundry in-unit, central A/C and forced-air heating, and plenty of closet space, Handicap-accessible entry via a ramp leading to the back porch overlooking the partially fenced yard Unit 2 (Second Floor – 780 sq. ft. ) 2 Bedrooms, 1 Bath, Cozy living room and kitchen area with charming built-ins, Heat pump & ductless A/C for efficient heating and cooling The Barn Garage – 12 Lyman St -Sitting on its own lot with separate electric, this versatile structure offers: Two garage doors with side entry to a workshop, Expansive hayloft above—ideal for storage, a studio, or potential additional income, Long paved driveway for ample off-street parking, Prime Location & Investment Potential A true live-in, rent-out opportunity, or a fantastic full-investment property! Enjoy peaceful landscaping and paver walkways connecting both lots while being within walking distance to schools, shops, public transportation, and Port Jervis’ thriving downtown. With quick access to highways, NYC, and NJ transit, plus nearby hiking, biking, wineries, and the scenic Delaware River, this property offers both charm and convenience. New roof (2018) & numerous upgrades in recent years! Don’t miss out on this unique and historic property—schedule your private showing today!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $379,920 | $379,920 | $379,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $703 | $703 | $703 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,370 | $2,496 | $3,155 |
Total Monthly Payment | $3,148 | $3,274 | $3,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.