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Absolutely charming Dutch Colonial with original natural hardwood trim, flooring, retractable solid wood pocket doors, and built-ins intact! Fully-equipped modern kitchen with it's own butler's pantry. Formal dining room. First floor den with flat screen TV included. Recently renovated 3/4 bath with oversized shower has in-floor radiant electric heat, and ground-level laundry option. Sunny office has also been used as a guest sleeping area. Upstairs, there are four sizeable bedrooms, and a walk-in maid's closet for linens, etc. There's even a rear stairwell, for when you are in the kitchen and need to quickly run upstairs for something. Unfinished attic space measures 33'x19'6 of useable floor space, plus knee-wall storage. 8' Height clearance, too, where the beams cross, plus a peak of 11' in the center. Covered side porch measures 8'x28'8, is just off the kitchen and a wonderful location for a casual Summer dinner. Plenty of room for a table, chairs, grill, and more. Level yard has several perennial gardens. Town has an easement for it's water line through property (shown on attached survey). Town recreation field is just around the corner. Plus, the Shaw's Outdoor Center (hiking trails), Sugarbush Ski Area, Northfield Golf Course, Norwich University Campus, Northfield Village amenities, 3 historic covered bridges, VT's Capital City of Montpelier, and I-89 (Exit 5) , are all only a quick trip away!
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $511 | $511 | $511 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,246 | $2,365 | $3,014 |
Total Monthly Payment | $2,832 | $2,951 | $3,600 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.