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Brand New Beautiful build by Atkins Builders in Neptune Beach! Located just 4 blocks to the beach and a bike/golf cart ride to the Atlantic Beach Towncenter, this Modern meets Beach House is a must see! Upon entering you are greeted w/ high ceiling & an open floor plan w/ the Primary Suite being on the 1st floor, making it a home built for any stage of life! Some of our personal favorite features include the large island w/ under counter seating, a separate LARGE Refrigerator and Freezer providing ample space for all your grocery needs, you won't even need a ''garage refrigerator!'' A dedicated dining/ breakfast nook, 3-Panel Sliding glass doors opening up to the patio (w/ room for a pool), a LAUNDRY SHOOT from the 2nd story straight into the Laundry room, timeless backsplash and tile in all 3 baths that fit any decor style 1 may have! The primary suite features lighted tray ceiling, a freestanding soaker tub, dual shower, and a walk-in closet w/ barn door. As you are led upstairs you walk into an open loft with options of a dedicated office/desk space, game/play area, or just a 2nd living room! With two of the bedrooms sharing a bathroom on one side of the house, across the way is a separate, en-suite bathroom perfect for guests! Sometimes, living at the beach means compromising on home size, location and garage or no garage. . . not at 2106 4th St! It has it ALL! Enough space to host, gather, live, play, store your "toys, " AND enjoy all that Florida Living has to offer! This Neptune Gem is a must see so don't delay, come see it today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,562 | $6,915 | $9,334 |
Total Monthly Payment | $6,687 | $7,040 | $9,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.