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$8, 000 Buyer Concession with an accepted contract!!!. . . . . . . . NO CDD!! NEW ROOF 2024, NEW BACK SCREEN PATIO 2024, NEW GUTTERS 2021, NEW FRONT SCREEN 2022, LANDSCAPE CURBING 2021, NEW EXT. PAINT 2020, FLOORING IN ALL BEDS 2025, REMODELED OWNER'S BATH 2025, NEW IRRIGATION HEADS 2020. . . . . . . . smart timer on irrigation, smart a/c thermostat, smart switches, smart garage opener, bath vents have timers, bedrooms freshly painted 2025, NEW CARPET IN FORMAL LIVING 2025, vaulted ceilings, recessed lights. We are wired for internet, several cameras are in place, we've had regular a/c service, extra ducting added to back bedroom for efficiency, regular pest control, & the breakers have been updated. The garage offers HANGING RAFTERS, MINI-SPLIT A/C, AIR COMPRESSOR REGULATOR & LINES, EXTRA LIGHTS/OUTLETS, UTILITY SINK, & A RECENTLY SERVICED DOOR. Home has an energy-efficient radiant barrier, an outlet in the soffit for holiday lights (controlled by a switch), the landscape beds have fresh mulch, our back patio is OVERSIZED, 363 sf screened and covered, there are 2 extra hall closets, the laundry room has shelving/cabinetry & a small linen closet. CONSERVATION IS IN THE REAR AND CREATES SUCH TRANQUILITY AND PRIVACY. Deer Creek has a very minimal HOA and offers beautiful walking paths, green spaces, park/playground, & ponds. Location is ideal. . . . . . OIA is within 23+ miles, Melbourne Beach is within 50+ miles, Lake Nona is within 23+ miles, St. Cloud offers several lakes for boating fun, we have a quaint downtown with shops/eateries, & a local family-run Mick Farms with "u-pick" days. With the many upgrades & offered concession, add this home to your list of options!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$388,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $310,400 | $310,400 | $310,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $2,039 | $2,578 |
Total Monthly Payment | $2,170 | $2,298 | $2,837 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.