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Welcome to this beautiful move-in-ready home nestled in a wonderful cul-de-sac neighborhood, minutes to Ridgefield's Main Street. Every space has been lovingly updated, offering a warm and inviting atmosphere with a modern and polished feel. The brand new kitchen, with quartz counters and stainless appliances, has access to the deck for easy outdoor entertaining, as well as a formal dining room for holiday gatherings. Relax and unwind in the lovely living room, surrounded by a wood-burning fireplace and custom built-ins and spend your mornings sipping coffee in the gorgeous sunroom that offers panoramic views of the beautifully landscaped yard and beyond (Harvey Road sits at the second highest point in Ridgefield!). Crown molding has been added throughout the first floor and there are gleaming hardwood floors and freshly painted rooms throughout the home. Four generously sized bedrooms are on the upper level, including a wonderful primary bedroom with en suite bath. All bathrooms have been renovated as well. Head to the walkout lower level for a spacious den and office/study. Don't miss the fully insulated room above the garage for the perfect studio, office or teen hangout! With solar panels and newly installed efficient ductless mini splits, this home is both energy-efficient and comfortable year-round. Many more recent improvements to the home and property! This fantastic home offers the perfect combination of comfort, style, and functionality, both inside and out!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 13.0 | Upper |
Bedroom 2 | Hardwood Floor | 11.0 x 13.0 | Upper |
Bedroom 3 | Hardwood Floor | 10.0 x 10.0 | Upper |
Dining Room | Hardwood Floor | 12.0 x 13.0 | Main |
Great Room | Vaulted Ceiling | 22.0 x 23.0 | Other |
Kitchen | Eating Space,Sliders,Hardwood Floor | 11.0 x 21.0 | Main |
Living Room | Built-Ins,Fireplace,Hardwood Floor | 13.0 x 23.0 | Main |
Office | Engineered Wood Floor | 11.0 x 27.0 | Lower |
Primary Bedroom | Full Bath,Hardwood Floor | 13.0 x 14.0 | Upper |
Rec/Play Room | Engineered Wood Floor | 11.0 x 19.0 | Lower |
Sun Room | Ceiling Fan,Engineered Wood Floor | 12.0 x 14.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $1,227 | $1,227 | $1,227 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,084 | $4,605 | $6,118 |
Total Monthly Payment | $5,403 | $5,924 | $7,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.