308 RUSTIC LOOP, Sanford, FL, 32771 | $375,900

Assumable FHA at 4% or SELLER CONCESSION! This beautiful townhome comes with the lowest HOA in the area! Built in 2019, this 1, 839 sq ft residence offers 3 bedrooms, 2. 5 bathrooms, and a bright, contemporary open-concept floor plan that lives like a single-family home. This floor plan is a rare find, only one other unit has sold since the builder completed construction. Featuring impressive 9-foot-4-inch ceilings, the home provides an expansive and inviting atmosphere. With a motivated seller, this home presents an outstanding opportunity for buyers seeking comfort, convenience, and a genuine sense of community. Inside, you'll immediately notice the fresh interiors, modern fixtures, fire sprinklers for added safety, and newly installed luxury vinyl plank flooring extending throughout the stairs and second floor, ensuring both durability and elegance—no immediate renovations required, saving you valuable time and money. The chef-inspired kitchen boasts stylish 42-inch white cabinetry enhanced by under-cabinet lighting on both base and upper cabinets, granite countertops, a spacious center island ideal for dining or entertaining, and top-of-the-line gas GE slate appliances. Stair rail lighting adds a sophisticated and practical touch. Upstairs, a versatile loft area provides ample space for a home office, media room, or cozy retreat. Storage is plentiful, including a convenient storage closet under the stairs, a large walk-in storage closet upstairs, and added ceiling-mounted storage in the garage for excellent organization. Additional premium features include a tankless gas water heater, advanced smart home technology, EV readiness, and energy-efficient design. Schedule your tour today! Call or Text 239-822-4937

Features

  • Amenities: Playground, Pool
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Inside, Laundry Closet, Upper Level, Washer Hookup
  • Year Built: 2019
  • Garage: 1-car Driveway, Electric Vehicle Charging Station(s), Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 1,839
  • Acreage: 0.05
  • Est. Taxes: $3,939
  • HOA Fee: $201 Monthly
  • Elem. School: Idyllwilde Elementary
  • Middle School: Markham Woods Middle
  • High School: Seminole High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater
  • MLS#: O6301940
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/O6301940/308rusticloop_sanford_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/24/2025 11:09:17 AM)
Listing courtesy of SIMPLESHOWING INC   Phone: 833-500-7469

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

308 RUSTIC LOOP, Sanford, FL, 32771

$375,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $300,720 $300,720 $300,720
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.019% 7.050% 6.152%
Monthly Tax Payment $328 $328 $328
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,876 $1,976 $2,517
Total Monthly Payment $2,279 $2,379 $2,920

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.