![]() |
Modern Beachside Living Just Minutes from the Ocean. Welcome to 1052 Penman Rd—a beautifully updated 3 bedroom, 2-bathroom single-family home perfectly positioned just 1. 7 miles (a quick 6-minute drive) from Jacksonville Beach. With 1, 260 square feet of thoughtfully designed living space, this move-in-ready coastal retreat offers a rare blend of style, functionality, and location. Step inside to a freshly painted interior featuring stainless steel kitchen appliances, a washing machine and dryer to keep those beach towels fresh, upgraded bathroom faucets, and an open layout that seamlessly flows into the outdoor living areas. French doors lead to a private lanai overlooking a landscaped backyard oasis, complete with a fire pit and an outdoor surfboard shower perfect for rinsing off after a day in the surf. Key upgrades include a circle driveway, new fencing for privacy, a new water tank, updated plumbing with de-calcified and maintained pipes, and wired-in fire alarms throughout the home for added peace of mind. The curb appeal is enhanced by all-new exterior doors, landscaping and lighting, while the spacious lot provides ample room for entertaining or relaxing in the fresh coastal breeze. Located just a 3-minute walk to Tall Pines Park, you'll enjoy easy access to a playground, basketball court, picnic pavilion, and moreideal for families or anyone who loves the outdoors. This is your chance to own a low-maintenance, updated beach home in one of Jacksonville Beach's most desirable neighborhoods. Schedule your private tour today and make coastal living your new everyday reality!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$539,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $431,600 | $431,600 | $431,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $397 | $397 | $397 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,657 | $2,835 | $3,584 |
Total Monthly Payment | $3,146 | $3,324 | $4,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.