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Situated on the outskirts of Boiling Springs in award-winning district two in North River Hills, tucked in a cul-de-sac, this sweet home features the space you are looking for. Walk up the front steps and relax on the front porch in your rocking chairs. Through the front door into the entryway, kick off your shoes and head into the spacious living room complete with cathedral ceilings where the natural light draws you in to plan how to make the space your own. Cuddle up in front of the fireplace on a chilly evening or enjoy a Friday night movie night. Flowing right into the breakfast area is the perfect space for morning pop tarts before school or a great spot for the kiddos to do homework. The kitchen features southern white cabinets, plenty of storage and a massive pantry. For those large family gatherings, the dining room is great for entertaining and could also double as a home office. The sunroom is a great place to enjoy a cup of coffee and makes an ideal bird-watching spot. This room features its own HVAC unit for efficiency. Grill out on the deck or relax in the evening while the kiddos play in the large, private backyard. Back inside, across the home, the half bath is perfect for guests. The primary bedroom is tucked in the corner of the house and features space for a king-sized bed and a walk-in closet. The attached bathroom has double vanities- no sharing required- and a large soaking tub. Head upstairs for two additional bedrooms which are ideal for kiddos or guests. The hall bathroom has brand new flooring and the second floor HVAC was just replaced! This home has a cozy feeling is just waiting on your touch to make it your own!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $228,000 | $228,000 | $228,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,441 | $1,498 | $1,909 |
Total Monthly Payment | $1,654 | $1,711 | $2,122 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.