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10 Ruby Terrace, Marblehead (Clifton), MA, 01945 | $729,000
Wonderful opportunity in sought-after Clifton neighborhood! First time on the market in over 50 years, this classic 3 bed/1bath ranch offers SINGLE LEVEL LIVING, minutes from public transportation, shopping, dining, and Preston Beach. This home features an inviting fireplaced living room with attached dining area, hardwood floors throughout, and an eat-in kitchen perfect for casual meals. With 1, 176 sq ft on the main level and an additional 312 sq ft of finished space on the lower level (plus room for more), there is plenty of flexibility to expand up or out. Enjoy outdoor living in the spacious, partially fenced backyard with a lovely patio, retractable awning, and in-ground irrigation. The attached garage with additional driveway parking provides ample space for cars and/or boats. Roof, boiler and some windows are appx 5 years. A/C - 2 years. In need of some cosmetic TLC, this could be your perfect forever Marblehead home!
Features
- Town: Marblehead
- Amenities: Public Transportation, Shopping, Walk/Jog Trails, Golf, Bike Path, Conservation Area, Private School, Public School, University
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full
- Laundry: Closet - Cedar, Electric Dryer Hookup, Washer Hookup, Sink, In Basement
- Style: Ranch
- Year Built: 1950
- Garage: 1-car Attached
- Basement: Full, Partially Finished, Interior Entry, Bulkhead
- Approx Sq. Feet: 1,488
- Acreage: 0.16
- Est. Taxes: $7,065
- Appliances: Electric Water Heater, Oven, Disposal, Range, Refrigerator, Washer, Dryer
- MLS#: 73362500
- Website: https://www.raveis.com
/prop/73362500/10rubyterrace_marblehead_ma?source=qrflyer
Listing by Emily Gaffney courtesy of Coldwell Banker Realty - Marblehead Phone: 781-631-9511
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 2 | Closet, Flooring - Hardwood, Lighting - Overhead | First |
| Bedroom 3 | Closet, Flooring - Hardwood, Flooring - Wall to Wall Carpet, Lighting - Overhead | First |
| Dining Room | Flooring - Hardwood, Window(s) - Picture, Lighting - Pendant | First |
| Kitchen | Flooring - Vinyl, Breakfast Bar / Nook, Chair Rail, Exterior Access, Lighting - Pendant | First |
| Living Room | Closet, Flooring - Hardwood, Window(s) - Picture | First |
| Master Bedroom | Flooring - Hardwood, Lighting - Overhead, Closet - Double | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Kate RockettVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1500191
617.281.4872
Kate.Rockett@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 Ruby Terrace, Marblehead (Clifton), MA, 01945
$729,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Kate Rockett
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $583,200 | $583,200 | $583,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
| Monthly Tax Payment | $589 | $589 | $589 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,638 | $3,831 | $4,882 |
| Total Monthly Payment | $4,319 | $4,512 | $5,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630