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Charming 4-Bedroom, 2-Bathroom Starter Home in Concord! Welcome to 27 Cemetery St, a wonderful opportunity for first-time homebuyers! This spacious home offers 4 bedrooms and 2 bathrooms, providing ample room for family, guests, or even a home office. The first-floor bedroom is perfect for easy, single-level living, while the additional bedrooms upstairs offer privacy and comfort. The home has been freshly painted throughout, giving it a bright, modern feel. Recent updates also include a brand-new furnace and roof, ensuring long-term durability and energy efficiency. The beautifully redone wood flooring adds character and warmth to the space, and the updated deck is the perfect spot for outdoor relaxation or entertaining. A two-stall garage provides plenty of space for vehicles or storage, and the home’s functional layout makes it ideal for both day-to-day living and hosting guests. Located in a convenient neighborhood with easy access to local amenities, this home is perfect for first-time buyers looking for both comfort and value. Delayed showings begin Saturday 4/26, schedule assisted showings through showingtime. Don’t miss the chance to make this house your home—schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $581 | $581 | $581 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,870 | $3,022 | $3,820 |
Total Monthly Payment | $3,543 | $3,695 | $4,493 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.