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Rare opportunity to own in sought-after Litchfield community! This beautifully maintained 3-bed, 2. 5-bath Colonial home is ideally situated on a 2. 12-acre corner lot in a cul-de-sac neighborhood, abutting conservation land & surrounded by scenic walking paths & trails. The thoughtfully designed interior features an open-concept eat-in kitchen with granite countertops, a spacious island, solid wood cabinetry, built-in desk, SS appliances—including a new smart oven—and an impressive walk-in pantry with a double-sized wine fridge & dual temperature controls. The formal dining room offers a refined space for gatherings, while the oversized great room impresses with vaulted ceilings, recessed lighting, ceiling fans, abundant natural light & a cozy gas fireplace. A flexible living room/office combo with wood-burning fireplace opens to a large deck overlooking the serene backyard. Upstairs, the primary suite offers a walk-in closet with a custom built-in system and an en-suite bath, across from 2 additional spacious bedrooms & a full bath. The finished walk-out basement offers a great bonus flex space, plenty of storage, 2nd fridge, work area & opens to a patio with a relaxing hot tub. Other highlights include an attached oversized two-car garage with new garage door, main-level laundry, backyard shed, freshly landscaped grounds & recent upgrades including a new central air unit, new shutters, young roof, windows & water heater. Don’t miss this exceptional home! 1 YEAR WARRANTY INC!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,920 | $551,920 | $551,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $709 | $709 | $709 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,443 | $3,626 | $4,620 |
Total Monthly Payment | $4,244 | $4,427 | $5,421 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.