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Experience the timeless charm of The Kimball Cottage, a historic lakeside retreat built in 1890 on the serene shores of Lake Winnipesaukee. Spanning 1. 82 acres across five lots (Lots 49, 49A, 85, 86, and 87) including 2 buildable lots with town water already connected. This unique property includes a private 27x37 boathouse and blends classic elegance with modern comforts. Inside, you’ll find six spacious bedrooms—currently used as a primary suite, office, music room, library, walk-in closet, and guest room—plus two updated full bathrooms. A full staircase leads to a walk-up attic with standing headroom and a preserved “maid’s room. ” The kitchen offers vintage appeal with white appliances, a butcher block island, and tile backsplash, opening to a charming dining area. Hardwood floors, abundant natural light, and a chimney flue with a lifetime warranty enhance the cozy living room. The enclosed porch, fitted with Seacoast windows, offers breathtaking lake views. Outdoors, enjoy a private patio, generous yard, and water dock access. The full cellar features sealed stone walls and floors for a dry, insulated environment. Just a short walk to the Alton town beach, with shops, dining, and recreation nearby, The Kimball Cottage is perfect as a summer retreat or year-round home. Don’t miss this rare opportunity to own a piece of Winnipesaukee history! Open House Saturday 4/26 and Sunday 4/27 from 10am – Noon.
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$1,525,000
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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Loan Amount | $1,220,000 | $1,220,000 | $1,220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $765 | $765 | $765 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,927 | $7,812 | $10,378 |
Total Monthly Payment | $7,817 | $8,702 | $11,268 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.