80 LILES STREET, Terra Ceia, FL, 34250 | $489,000

One or more photo(s) has been virtually staged. Welcome to 80 Liles Street, a hidden gem nestled in the serene island enclave of Terra Ceia. Surrounded by lush greenery and some of the most luxurious homes in the area, this charming residence offers an unparalleled opportunity for those seeking a laid-back, coastal lifestyle infused with Old Florida charm. Set on an oversized and private lot, this property is bursting with potential—whether you’re searching for an investment opportunity, a vacation getaway, or your next passion project to transform into the dream island home you’ve always envisioned.

This home comes freshly painted inside and out, updated tropical landscaping and a brand-new roof (2025). Once inside, discover spacious living areas with abundant natural light and timeless design elements. The kitchen is fully equipped with stainless steel appliances and custom wood cabinetry, while the flexible floor plan allows for creative renovation and expansion possibilities. A detached garage and storage shed provide ample space for tools, water toys, or a future guest house conversion.

Best of all, this home is located just moments from TCI Seabreeze Park, a beloved neighborhood amenity offering direct access to Terra Ceia Bay. Enjoy tranquil mornings at the waterfront park, launch a kayak or paddleboard from the private boat ramp, cast a line from the dock, or take in sweeping water views after a game on the community pickleball courts. Terra Ceia Island also highlights Ananda Farms; a new favorite local attraction including fun for the whole family! This rare offering is more than a home—it’s a gateway to the easygoing island lifestyle you've been dreaming of. Don’t miss your chance to own a slice of paradise on Terra Ceia Island. Islanders have the option to join the Terra Ceia Village Improvement Association, which includes access to a private hall, park, pavilion, playground, boat ramp and dock for only $250 a year.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Laundry: Inside
  • Style: Florida
  • Year Built: 1960
  • Garage: 1-car Covered
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,608
  • Acreage: 0.45
  • Est. Taxes: $2,562
  • Lot Desc: FloodZone, Level, Oversized Lot, Private
  • View: Trees/Woods
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: A4649139
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/A4649139/80lilesstreet_terraceia_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/26/2025 8:17:12 PM)
Listing courtesy of Compass Florida LLC   Phone: 727-339-7902

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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80 LILES STREET, Terra Ceia, FL, 34250

$489,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $391,200 $391,200 $391,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $214 $214 $214
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,473 $2,570 $3,275
Total Monthly Payment $2,762 $2,859 $3,564

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.