![]() |
Impressive WATERFRONT home with INTERSECTING CANAL VIEW located in the desirable deed restricted community of PUNTA GORDA ISLES. QUICK SAILBOAT ACCESS to Charlotte Harbor and on to the Gulf of Mexico. This light and bright Towles custom home offers 3 Bedrooms 2. 5 Bathrooms and attached oversized 3 Car Garage. ***This home was COMPLETELY REMODELED in 2022*** There is an open and split bedroom floor plan with a Great Room, Family Room, well appointed Kitchen, separate Dining Room, Inside Laundry and screened Lanai. The Great Room features tile flooring, cathedral ceiling, plant shelves, sliding glass doors to the Lanai and opens to the Kitchen. The stunning Kitchen offers wood cabinets, quartz counters and backsplash, breakfast bar, great storage and counter space, and stainless appliances. Appliances include double door refrigerator, oven/range with induction cooktop, TWO built in microwaves, dishwasher. There is also a Dining Area with aquarium glass offering an expansive view of the pool and water. The spacious Family Room features a cathedral ceiling, a wall of windows with water view, sliding glass doors to the lanai, luxury vinyl plank flooring. The Inside Laundry has a front loading washer, front loading dryer, cabinets and sink. The Master Bedroom suite is very spacious and offers a tray ceiling, walk in custom closets, luxury vinyl plank flooring, lanai access via sliding glass doors and private bathroom. The bathroom features dual sinks, vanity area, jetted tub and walk in shower with glass block. There are two generous sized bedrooms with double closets, one is currently being used as an office. The guest bathroom has a long vanity and tub/shower combination. Your living space extends to the screened Lanai with large covered area, solar heated inground pool, plenty of deck for sunbathing, half bath and FABULOUS WATER VIEWS. Continue to the waterfront with 85 foot concrete seawall maintained by the city of Punta Gorda, 30 foot concrete dock with water and electric and 20, 000 lb boat lift. Other features include hurricane shutters, double door glass entry with transom window and double screen doors, plantation shutters, soaring ceilings, aluminum roof with flat tile appearance and 50 year warranty, charging station with 220 outlet for electric vehicles in the garage, rain gutters, trees/landscaped. Utilities are city water and sewer. There are deed restrictions but NO HOA. *** Per owner: The solar panels provide whole house electricity from sunrise to sunset - FPL provides electricity sunset to sunrise. FPL bill runs $65/ month. The solar panels are paid for- No loan. This home is minutes from Golf, Fishermen's Village, the Visual Art Center and historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, walking and biking paths, art galleries, Charlotte Harbor Event Center, weekend farmer and artisan markets, downtown weekend events and more. This is a beautiful home in a great community!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | $623 | $623 | $623 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,482 | $6,050 |
Total Monthly Payment | $4,968 | $5,197 | $6,765 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.