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Charming and well-maintained single-family block home located in the heart of DeBary, just moments from scenic Gemini Springs Park. This 2-bedroom, 2-bath residence offers a perfect blend of character and modern updates, nestled on a nearly half-acre oversized lot shaded by majestic oak trees. The home features original hardwood floors throughout most of the interior, adding timeless warmth and charm. The kitchen was remodeled in 2024 with all new appliances and stylish finishes, while the main bathroom was completely updated in 2023 with modern design and fixtures. All new double-paned windows throughout the home enhance energy efficiency and comfort year-round. A spacious 135 square foot Florida room, not included in the heated square footage, provides additional flexible living space ideal for relaxing or entertaining. This property also includes a newer A/C unit and newer hot water heater, and a 2023 water softener system. The home is on a private well and septic system, so no water bill! The home features an irrigation system to keep the yard nice and green. An inside utility room adds convenience, and the detached concrete block workshop with an attached carport that offers excellent space for vehicles, a boat, or other recreational equipment. Located just minutes from I-4 and the Sun Rail Station, with easy access to both Daytona and Orlando, this home offers a rare opportunity to enjoy peaceful, spacious living with modern comforts in one of DeBary’s most desirable locations.
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Our Executive Mortgage Banker:
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$290,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,000 | $232,000 | $232,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $169 | $169 | $169 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,447 | $1,524 | $1,942 |
Total Monthly Payment | $1,691 | $1,768 | $2,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.