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Welcome to this beautifully updated 1920s home, where timeless character and vintage charm meet modern upgrades and thoughtful details for the perfect blend of comfort and style. The moment you step inside, you’ll appreciate the unique architectural touches of the era, paired with today’s conveniences. Enjoy peace of mind with a brand new HVAC system installed in November 2024. The kitchen has been completely refreshed over the past 18 months, featuring new appliances, countertops, sink, and cabinetry. Beautiful wood flooring runs throughout the home, including original pine floors downstairs and thoughtful updates that add warmth and sophistication to every space. The main level also features brand new windows, a new front door, and a new side door—enhancing both energy efficiency and curb appeal. Step outside to enjoy a newly installed pergola, fresh sod with Augustine Bitter Blue grass, the perfection of curb appeal and outdoor entertaining. Inside, both bathrooms have been fully renovated with new vanities, faucets, tiled walls, molding, and updated lighting. The laundry room and half bath now boast stylish new tile flooring. Additional features include ceiling fans in every bedroom and the living room, along with a striking new dining room fixture. Located in a non-flood zone and offering excellent walkability to vibrant downtown St. Pete, this home provides the rare combination of historic charm, modern living, and an unbeatable location. Welcome home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$620,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $496,000 | $496,000 | $496,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,094 | $3,258 | $4,119 |
Total Monthly Payment | $3,391 | $3,555 | $4,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.