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Located in the desirable Lake Whitney area of Hamden, this updated Colonial offers a blend of classic charm & modern updates. The home features 3 bedrooms & 2 full baths, along with a partially finished lower level, providing comfortable living spaces for all! Upon entering, you'll be welcomed by a glass-enclosed three-season front porch, perfect for relaxing and enjoying the surroundings. The spacious living room boasts hardwood floors and a cozy fireplace, creating an inviting atmosphere. Adjacent to the living room is a recently updated cherry kitchen with granite countertops, modern appliances and central island with seating. The kitchen seamlessly opens to the dining room, which is enhanced by French doors leading to a multi-level Trex deck. This outdoor space is an entertainer's dream, featuring a hot tub for five, a bar, grill, built-in seating and more. To finish off the inside of the main level there is a full bathroom and a rear mud room which is great for keeping messes out of the actual living space. Additionally, the property includes updated bathrooms, a finished lower-level rec room & an unfinished floored walk-up attic, offering ample storage or potential for future expansion. The detached 1-car garage & level, front & rear irrigation, fenced lot add to the home's appeal, providing both convenience & privacy. Situated on a quiet street in the Whitneyville neighborhood, this home offers easy access to local amenities, schools & major highways. The ice maker does not work on the refrigerator. Hot tub needs lid, lid lifter , and jets - Seller would like to sell the home as is.
Type | Level |
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Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $686 | $686 | $686 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,747 | $1,839 | $2,344 |
Total Monthly Payment | $2,508 | $2,600 | $3,105 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.