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Welcome to 16 Vero dr. located in the sought after Gables lifestyle community. This spacious well maintained freshly painted home is known as the " West Palm design " and features a gracious entryway with a large kitchen and a bright sunny eat-in morning room, granite counters, recessed lighting, NEW gas stove, NEW flooring plus a walk-in pantry. The living room highlights a 22" Octagon window for charm and extra light, wood floors and cathedral ceilings. The dining room also highlights Cathedral ceiling and wood flooring and is open to the spacious living room. Tha large primary bedroom and bathroom suite located at the opposite end of the home features: an oversized walk-in closet, vaulted ceilings, a dual vanity with a spacious counter top, a linen closet for extra storage, ceramic tile flooring, a walk-in shower stall plus a large garden tub to relax in after a busy day. Two additional bedrooms and a guest hallway bathroom. The laundry/storage room has a NEW washer & dryer, plus an entryway to the garage that highlights an attic for even more storage in the home and a door leading to the rear 11X11 bluestone patio ( a place to relax and enjoy your morning coffee OR evening dinner ) Plus a 10X10 garden/storage shed, Central A/C, a NEW roof in 2023, Natural gas for heating and cooking, municipal water & sewer. The community has a lot to offer with its fabulous club house and many organised activities to enjoy -example: Saturday morning coffees, a book club, exercise classes, fun craft classes and more all at the club house to participate and enjoy. There is a gym, a playground and an inground swimming pool with patio, a fire pit, bocce ball and shuffleboard courts plus a community garden where residents can grow their own vegetables or flowers on their own plot of land -on a first come basis- The monthly $410 HOA lot rent is for upkeep on common areas, road maintenance, garbage pick up, the clubhouse and pool membership. (Conventional mortgage OR Cash only) The Mid Hudson Federal Credit Union is the only bank that finances the Gables community. You will fall in love with the Gables lifestyle! And enjoy the local area shopping and restaurants, plus a short commute to the Mid Hudson bridge and Metro North trains
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Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $517 | $517 | $517 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,745 | $1,813 | $2,310 |
Total Monthly Payment | $2,337 | $2,405 | $2,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.