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995 Sierra Vista Lane, Valley Cottage, NY, 10989 | $430,000
Located in the desirable Sierra Vista complex, this two-bedroom, two-bathroom condo is one of the larger units, boasting over 1, 200 square feet of living space. This unique home offers a perfect blend of comfort and style with its recently updated features. Enjoy cozy evenings by the wood-burning fireplace or step through the brand-new sliding doors onto your private balcony and experience the perfect indoor-outdoor environment. It's the ideal spot for unwinding with a book, enjoying the breeze, or dining alfresco. The master suite is a true retreat with a spacious bathroom, shower, and a generous walk-in closet. You'll appreciate the convenience of having a washer and dryer within the unit. Recent renovations include recessed lighting throughout, new bathroom vents, and efficient closet organizers. The modern kitchen is equipped with a Kenmore microwave, Frigidaire fridge, and a Whirlpool dishwasher, along with a GE stackable washer dryer for your convenience. The location is truly unbeatable. Nestled in Valley Cottage, you are just a short distance from vibrant Nyack, offering a plethora of shopping options, eateries, fine dining, and numerous outdoor activities. Sierra Vista is a pet-friendly complex featuring amenities such as playgrounds, a swimming pool, and a clubhouse—perfect for enjoying an active, engaging lifestyle. This condo could be the ideal home you've been searching for, offering both comfort and convenience in a beautiful setting.
Features
- Heating: Baseboard
- Cooling: Wall/Window Unit(s)
- Amenities: Clubhouse, Landscaping, Maintenance Grounds, Park, Parking, Playground, Pool
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Unit
- Year Built: 1975
- Common Charge: $687 Monthly
- Approx Sq. Feet: 1,288
- Est. Taxes: $10,357
- Elem. School: Liberty Elementary School
- Middle School: Nyack Middle School
- High School: Nyack Senior High School
- School District: Nyack
- Pets Allowed: Yes
- Appliances: Dishwasher, Microwave, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 851052
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/851052/995sierravistalane_valleycottage_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
995 Sierra Vista Lane, Valley Cottage, NY, 10989
$430,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $344,000 | $344,000 | $344,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
| Monthly Tax Payment | $863 | $863 | $863 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,174 | $2,260 | $2,880 |
| Total Monthly Payment | $3,112 | $3,198 | $3,818 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535