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Tucked away at the end of a quiet cul-de-sac in the sought-after Bennetts Bluff neighborhood, 1562 Charming Nancy offers the perfect blend of serenity, sophistication, and Lowcountry lifestyle. Just minutes from Downtown Charleston and Folly Beach, this exceptional residence is positioned in one of the most desirable sections of the community--steps from the neighborhood park and dock, where a gentle breeze rolls in from the water, and life moves just a little slower. Built in 2022, this better-than-new home has been thoughtfully upgraded beyond its already high-end finishes. Spanning over 3, 200 square feet, the home features 4 bedrooms and 3. 5 bathrooms, including an expansive first-floor primary suite with tray ceiling, dual vanities, and a generous walk-in closet. The open andairy layout flows effortlessly between rooms, making everyday living feel both grand and grounded. At the heart of the home, the gourmet kitchen boasts quartz countertops, a large island, gas cooktop, combination microwave/convection ovens and a wine fridgeperfect for both casual meals and lively entertaining. Wide plank hardwood flooring, 9'+ ceilings, and crown molding add timeless character throughout the living and dining areas. The dining room is further elevated by coffered ceilings and wainscoting, offering a stately yet inviting atmosphere. The home continues to impress outdoors with double front porches, a screened-in back porch, and a three-car garage. The partially fenced backyard backs up to peaceful surroundings, perfect for pets, gardening, or simply unwinding to the rhythm of the coastal breeze. What sets this home apart are the thoughtfully chosen upgrades that blend function with luxury. Six ceiling fans provide comfort and energy efficiency throughout the home, while all lighting fixtures have been replaced with curated designer selections, adding a cohesive sense of style and warmth. The freshly stained decks extend the living space outdoors, and professionally installed gutters offer peace of mind with easy maintenance. Landscape lighting showcases the home's beauty after sunset, complemented by a charming gas lantern at the entry. And let's not forget the neighborhood perks: Bennetts Bluff offers residents access to a private scenic dock with kayak lift, playground, and a picnic pavilion, so even summer gatherings are cool and comfortable. If you've been dreaming of new construction but want to skip the delays and decisions, this home is truly move-in readyand in every sense, better than new. Experience elevated living in one of James Island's finest neighborhoods, where convenience, comfort, and coastal beauty converge.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.739% | 6.581% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,076 | $6,403 | $8,643 |
Total Monthly Payment | $6,201 | $6,528 | $8,768 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.