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Welcome to this exquisite 2-bedroom, 2-full bathroom, fully furnished secure home in the landmark Ashley House. Ideally positioned within walking/ biking distance to Charleston's premier hospitals (MUSC, Roper, VA) Publix grocery, Riverdogs Baseball, College of Charleston, and the Ashley Marina. Your view of the Ashley River and marina promises a serene blend of water views with the luxuries of modern condominium amenities. Whether you are a student, empty nester, or want a weekend getaway, Ashley House is your best value in Historic Downtown Charleston. When you step inside, a luminous living space greets you. The well designed floor plan seamlessly integrates the living, sunroom and dining areas. From the sunroom, you can enjoy your coffee while watching the sunrise or have a cocktail as the setting sun reflects on the Ashley River. The two spacious bedrooms and baths flank either side of the living room, perfect for a roommate or if you plan to host out of town guests. Both bedrooms have ample closet space, and their views provide an oasis of tranquility. Numerous improvements, both visible and underlying have been carried out that make this home a superior choice. Kitchen cabinetry, bathroom vanities and showers have been completely replaced; popcorn ceilings scraped, shiplap covers the living room walls, and engineered white oak flooring is found throughout. To maximize convenience, the tasteful upscale furnishings are included with the sale for a true turnkey purchase. A comprehensive list of improvements and furnishings can be provided. Purchased as a second home, the appliances and furnishing have been barely used. The past two years have seen many improvements to the infrastructure of the building, and the current owners have created an updated, upscale living space that gives a subtle nod to coastal living. In addition to the furnishings, all appliances are included in the sale (refrigerator, dishwasher, range, stacked washer/ dryer). Mailboxes are located in the secure lobby and abundant surface parking is adjacent to the building. The amenities covered with the monthly regime include heat/ air and water/ sewer, surface parking lot, secure fob entry and a 24hr security guard to ensure resident only access. Regime also covers Exterior flood and Hazard insurance, Termite bond/pest control, Full time building supervisor, Elevator maintenance and Exterior landscaping. Please note- only service animals are allowed at Ashley House, no pets.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,622 | $3,342 |
Total Monthly Payment | $2,598 | $2,697 | $3,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.