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Tucked away in the heart of South Mount Pleasant, this beautifully renovated two-bedroom cottage--originally crafted by renowned builder Harry Hitopoulos--offers charm, flexibility, and room to grow. Thoughtfully designed with the potential to easily transition into a three-bedroom home, there's also ample space to expand the square footage. The first floor features an open-concept living and dining area with a cozy gas fireplace, perfect for entertaining. A spacious bedroom with an ensuite bath and custom built-ins creates a private retreat as a primary suite or guests and family. Just off the main living area, the fully renovated kitchen flows seamlessly into a light-filled family room, all overlookingthe generous backyard. Step outside to your own secluded oasisan intimate firepit area with tranquil views of the pond and fountain, ideal for relaxing evenings under the stars. Upstairs is a large primary suite with its ensuite bath, large walk-in closet, and conveniently located washer and dryer. This could easily transition to include an additional bedroom. To the side of the home, a darling "she/he shed" provides the perfect creative or quiet space, also taking in peaceful pond and fountain views. Enjoy the convenience of walking, biking, or cruising by golf cart to nearby beaches, shopping, and the charm of the Old Village.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $876,000 | $876,000 | $876,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.727% | 6.560% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,323 | $5,609 | $7,571 |
Total Monthly Payment | $5,448 | $5,734 | $7,696 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.