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When you step into this 2 bed/2 bath totally remodeled house, you know you've found that special forever home! The 2025 updates are many: Open floor plan makes entertaining a breeze; primary bedroom suite with beautiful tiled walk-in shower, new sink with quartz countertop and new comfort height toilet plus a wall of closets for great storage; large guest bath was totally remodeled with walk-in shower, quartz countertop and cabinet and comfort height toilet; luxury vinyl wide-plank waterproof flooring throughout; beautiful kitchen with stainless appliances including dishwasher, wood cabinetry, large island with storage and quartz countertops; utility area with washer and dryer inside for extra convenience. 2025 mini splits--no ductwork underneath home and no vents in flooring! Just clean air with condenser on raised platform. 2025 vapor barrier and subflooring. 2022 roof and 2025 partial carport replaced. 2025 water heater. 2025 designer paint and light fixtures. 2024 siding. Home is located steps to the community's waterfront park--watch dolphin and manatee float by or fish from the community dock. This house will make you go "Wow!" Price includes share for the lot and ownership in the co-op. Low monthly maintenance fee of $380 includes water/sewer/trash pick up/lawn mowing/24 hr manned gate/private streets/seawalls and all amenities including 2 private boat ramps, kayak launch, clubhouse, heated pool, fitness center and so much more! Popular Americana Cove is the premier 55+ community in Tampa Bay and is located only 10 mins to downtown St. Petersburg, 15 mins to 2 airports and minutes to 4th Street's many restaurants, grocery, and health facilities. This is the retirement dream!
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Our Executive Mortgage Banker:
Our Insurance Division:
$175,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.066% |
Monthly Tax Payment | $153 | $153 | $153 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $873 | $920 | $1,163 |
Total Monthly Payment | $1,101 | $1,148 | $1,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.