35 PINE CIRCLE DRIVE, Palm Coast, FL, 32164 | $335,000

One or more photo(s) has been virtually staged. Discover this beautifully maintained 3-bedroom, 2. 5-bathroom home nestled on a generously sized lot in the heart of Palm Coast. Offering 2, 171 square feet of living space, this home provides ample room for relaxation and entertaining. Step inside to find a freshly painted interior that exudes warmth and charm, while the exterior has also been recently refreshed, enhancing the home's curb appeal. The spacious layout features two living areas, a well-appointed kitchen + breakfast nook, and a dining space - an ideal layout for hosting family and friends! Outside, the property is surrounded by lush, mature landscaping that creates a private atmosphere. Whether you're sipping morning coffee on either of the two patios, or enjoying a quiet evening in the backyard, you’ll appreciate the peace this lot offers. Located in a quiet, established neighborhood, this home is just minutes from local parks, shopping, dining, and the scenic coastline of Palm Coast. Don’t miss your chance to own this charming home in one of Florida’s most desirable communities! Home has a 2025 roof (in progress), 2025 A/C.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2001
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,171
  • Acreage: 0.27
  • Est. Taxes: $4,932
  • Appliances: Dishwasher, Disposal, Range, Refrigerator
  • MLS#: FC309101
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC309101/35pinecircledrive_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/28/2025 5:48:27 AM)
Listing courtesy of COASTAL GATEWAY REAL ESTATE GR   Phone: 888-977-1588

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

35 PINE CIRCLE DRIVE, Palm Coast, FL, 32164

$335,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $268,000 $268,000 $268,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.025% 6.132%
Monthly Tax Payment $411 $411 $411
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,694 $1,761 $2,243
Total Monthly Payment $2,180 $2,247 $2,729

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.