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Welcome to the historic Strongs Neck section of Setauket in the award-winning Three Village Central School District. This four-bedroom/two-and-a-half-bath ranch is located in a tree-lined cul de sac steeped in history and offers winter water views of Little Bay which leads into Setauket Harbor. Enjoy deeded bathing rights at Little Bay Beach as well as a fenced-in (IG) pool with a new liner and new pump and new pool ground fault circuit, a short ride to West Meadow Beach and Sand Street Beach, Brand new energy efficient (transferrable) Solar Panels on a Brand new front roof with separate solar tubes for pool heating, all new windows and doors, a fenced-in yard with beautiful trees, evergreens, shrubs, and species plantings surrounding a patio that leads to an outside entrance to the basement, a three-car garage with ample storage, an enormous basement with a separate room with plumbing capability and an additional basement area where a new oil tank and new burner are located with new piping and a new water shut-off valve, circular driveway. There is a new (HVAC) system with 3 zone heating, new oil above ground oil tank, brand new Central Air Conditioning, and new ground fault circuits in the kitchen, new granite countertops in the kitchen with a new backsplash and refurbished cabinets, sub-flooring with new carpeting in the basement which was recently repainted. There is an electric set-up in the garage for a portable generator. New chimney liner. 15 Cemetery Lane is the ideal home for those who enjoy the nautical life as well as historic landmarks from the Revolutionary War (Culper Spy Ring), and natural landscapes with close proximity to educational and cultural centers such as Stony Brook University, the Staller Center, the Jazz Loft, Port Jefferson Ferry, Carriage House Museum, Thomson House, Reboli Center, the Wang Center and more. Public transportation is nearby as well as restaurants, movie theatres, supermarkets, and houses of worship.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$975,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $780,000 | $780,000 | $780,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.727% | 6.309% |
Monthly Tax Payment | $1,902 | $1,902 | $1,902 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,429 | $4,994 | $6,635 |
Total Monthly Payment | $6,423 | $6,988 | $8,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.