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Nestled in the heart of North Beach, 108 Ocean Dr is a one-of-a-kind custom home designed for those who crave laid-back coastal living. This thoughtfully crafted 3-bedroom, 3-bathroom retreat spans 2, 802 square feet, offering a sanctuary where modern design meets the soothing rhythms of the ocean. From the moment you step inside, natural light pours through expansive windows, illuminating the exquisite details that set this home apart. Vinyl plank flooring flows throughout, adding warmth and durability to the stylish interior. An open and airy layout invites a natural flow between living spaces, perfect for quiet mornings with a cup of coffee or hosting lively gatherings that spill out into the backyard oasis. Outdoors, a private paradise awaits. A sparkling pool and cascading waterfall create the ultimate space to unwind or entertain, framed by lush landscaping that enhances the tranquility of this coastal escape. A whole-home generator ensures uninterrupted comfort, while an Insta-heat water heater provides endless hot water on demandjust a few of the thoughtful upgrades that elevate this home's convenience and efficiency. ? Beyond the home itself, the location is unmatched. Wake up just moments from pristine beaches, where sunrise strolls and salty breezes become part of your daily routine. Just as easy, a short walk to enjoy sunsets over the Intracoastal as well. North Beach's charming blend of local cafés, boutiques, and vibrant culture is just a short bike ride away, offering the perfect balance of relaxation and adventure. More than just a house, 108 Ocean Dr is an invitation to experience the best of New Smyrna Beacha home where craftsmanship, comfort, and coastal beauty come together effortlessly. All information is intended to be accurate, however not guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,200
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,360 | $3,360 | $3,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $21 | $22 | $28 |
Total Monthly Payment | $96 | $97 | $103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.