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A Serene, Private Retreat with Timeless Charm Perched atop a gentle hill and surrounded by lush, mature foliage, this lovingly maintained and thoughtfully updated home offers a peaceful, private oasis just minutes from everyday conveniences. Built in 1991 by its current owner and lovingly enhanced year after year, this one-of-a-kind property blends comfort, charm, and character in every corner. As you drive up the secluded driveway, you're greeted by a beautifully landscaped, fully fenced yard bursting with vibrant gardens that bloom through spring and summer. Professionally installed landscape lighting enhances the curb appeal year-round, gracefully illuminating the paver walkway, garden beds, and welcoming outdoor spaces. Enjoy your morning coffee with the sunrise on the private back deck, and unwind with evening sunsets from the expansive full-length Trex front porch—perfect for relaxing and even catching glimpses of fireworks across the distant ridgeline on the 4th of July. The backyard is your personal escape, complete with a covered seating area featuring electric, a ceiling fan, and lighting for warm-weather gatherings, all just off the oversized Trex-style deck that seamlessly connects to the home through sliding glass doors. Step inside to a sun-drenched open-concept main living area, where hardwood floors complement the warmth of the wood-burning fireplace and cherry cabinetry in the kitchen. The well-equipped kitchen features granite countertops, under-cabinet lighting, newer stainless steel appliances, and a reverse osmosis water filtration system for fresh, clean drinking water right from the tap. You will find a perfectly sized main floor bedroom with a full bathroom both accessible via the hall area entering from the hall off the living room area. Upstairs, you’ll find two generously sized bedrooms with ample closet space and additional insulated dormer storage. A beautifully updated full bathroom is conveniently located between the bedrooms. Downstairs, the walk-out basement includes a versatile bonus space perfect for a home office, gym, or creative studio, along with a large laundry room, mudroom, and access to the attached garage. Comfort is key, with baseboard heating throughout for cozy winters and central air for cooling during the summer months. Recent updates, including new gutters and meticulously maintained features throughout, mean all you need to do is move in and enjoy the lifestyle this home offers. Location Perks: Conveniently located just minutes from shopping, dining, and entertainment options in Wallkill and surrounding towns. Enjoy easy access to major highways like Route 32 and I-87, and quick connections to nearby hotspots including New Paltz, Gardiner, and the Shawangunk Ridge. Outdoor enthusiasts will appreciate being close to hiking trails, nature preserves, and local farm markets—embracing the true essence of Hudson Valley living. This is more than a home—it's a lifestyle. Thoughtfully cared for, privately set, and full of charm, 416 Rock Cut Rd is ready to welcome you home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,523 | $2,622 | $3,342 |
Total Monthly Payment | $3,232 | $3,331 | $4,051 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.