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Beautiful 3 Bedroom 2 Bath 2 Car Garage corner lot home sitting up high and dry in arguably Ormond Beach's most coveted Non HOA community and school district zoning. Enter the home to an airy, open floor plan. The main living area is flooded with tons of natural light and a beautiful brick, wood burning fireplace. A fully enclosed Florida room expands beyond the living area and is perfect for entertaining or flex living space. The updated kitchen with breakfast bar features stainless steel appliances, wrap around granite countertops, ample storage and dedicated built in pantry. Outside, enjoy very well maintained grounds with full irrigation, new well 2024, privacy white vinyl fencing and a large gate allowing for access to the backyard. Roof 2018 (flat roof 2023) / Water Heater 2009 / AC 2014. Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$369,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.944% | 7.025% | 6.046% |
Monthly Tax Payment | $432 | $432 | $432 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,822 | $1,944 | $2,457 |
Total Monthly Payment | $2,329 | $2,451 | $2,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.