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Make lake life your everyday with this inviting North Hero home. This well-cared-for home offers year-round comfort and private lake access to one of the area’s most beautiful sandy beaches. Set on nearly an acre, this ranch-style property offers one-level living with 3 bedrooms, 1 full bathroom, and 1, 248 sqft of finished space. The open kitchen and living area is filled with natural light, featuring a bay window, sliding glass doors, and a cozy wood stove. A three-season sunroom offers the perfect spot to relax in warmer months. Down the hall, you’ll find three bedrooms, a full bath, and a convenient laundry area with access to the basement. An attached one-car garage also offers basement entry, where you will find plenty of storage space. The level lot includes mature trees and space for gardens or outdoor activities. Located just half a mile from one of the nicest private lake access points in the Lake Champlain Islands, residents enjoy a gradual sandy beach. Don’t miss your chance to own a slice of North Hero—schedule your private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $300 | $300 | $300 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,091 | $2,202 | $2,806 |
Total Monthly Payment | $2,466 | $2,577 | $3,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.