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Presented by![]() Margaret Wilcox Team |
Home sweet home awaits in a popular neighborhood! Curb appeal on a level lot and a meticulously maintained interior. Practically a FOUR BEDROOM house! Bright and seamless living/dining area is great for entertaining! Open kitchen has a breakfast bar that seats 4, neutral cabinetry and some newer appliances. Just a few steps up brings you to the bedrooms. Primary suite has a fully remodeled bathroom in trendy tones! Two more bedrooms share an updated hallway bath. Family room is a few steps down from the main/living level. A perfect den for the family to relax in! A brick fireplace & dentil molding add interest to the space. And there's more! Generous study is adjacent to the family room and right off the entry foyer. Study has great built-ins and a closet, making it easy to use this as a 4th bedroom! Conveniently located half bath and laundry are also on this level. Step out onto the multi-level deck, accessible from the dining room and the family room. Tons of space to enjoy the outdoors, the flat yard and above-ground pool! Basement is partially finished and currently being used for storage. Public water, public sewer, natural gas, 2022 hot water heater, 2021 roof, 2013 AC, 2006 furnace. You don't want to miss this home!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Dining Room | Breakfast Bar,Sliders,Hardwood Floor | Main |
Eat-In Kitchen | Breakfast Bar,Hardwood Floor | Main |
Family Room | Fireplace,Sliders,Wall/Wall Carpet | Main |
Full Bath | Remodeled,Tub w/Shower,Tile Floor | Upper |
Half Bath | Remodeled,Tile Floor | Main |
Living Room | Vaulted Ceiling,Wall/Wall Carpet | Main |
Primary Bedroom | Ceiling Fan,Full Bath,Stall Shower,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 49042
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.019% | 7.050% | 6.152% |
Monthly Tax Payment | $714 | $714 | $714 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,620 | $2,759 | $3,516 |
Total Monthly Payment | $3,426 | $3,565 | $4,322 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.