5232 CONNER TERRACE, Port Charlotte, FL, 33981 | $675,000

Welcome to paradise with this Recently Remodeled 3BR/2BA Waterfront Pool Home with Direct Gulf Access!
This stunning, renovated 3-bedroom, 2-bathroom home offers the ultimate in Florida waterfront living with direct access to the Gulf of America. Renovated in 2025, the home features an expansive open floor plan with a spacious great room, a separate room that can be used as a breakfast nook or an additional living room, and a formal dining area, perfect for both entertaining and everyday comfort. The gorgeous water view can be enjoyed from three sets of pocket sliding doors, opening seamlessly to the large lania and pool creating the perfect indoor-outdoor retreat. The beautiful kitchen includes granite countertops, rich wood cabinetry, and a gas stove powered by an on-site propane tank. A split-bedroom layout ensures privacy, while luxury vinyl plank flooring and fresh paint throughout provide a modern, move-in-ready feel. Both bathrooms have been tastefully updated with new fixtures and countertops, and the home is filled with warm, updated lighting. Hurricane protection is thoughtfully integrated, including new impact windows, new accordion shutters, a new hurricane-rated garage door, a new full-home generator, and a roof replaced in 2023, offering peace of mind year-round. Step outside and discover your own private backyard oasis. The resurfaced pool is enclosed within a brand-new screened lanai with new stylish pavers, updated lighting, and a new pool pump. The dock has been upgraded with new decking and lift motors, making it a boater’s dream with quick access to open water. The oversized two-car garage provides extra room for a workbench or storage, while the fenced side yard and upgraded landscaping add charm and functionality. Located in the desirable community of Gulf Cove, this home sits along the Myakka River and is surrounded by natural Florida beauty, where you can often spot dolphins, manatees, eagles, and other wildlife. Gulf Cove features a voluntary HOA with a private community boat ramp and park. The location is ideal—just minutes from local shopping, dining, medical facilities, golf courses, and a short drive to the beautiful beaches of Englewood and Boca Grande. With easy access to I-75 and the Charlotte Sports Park, home of the Tampa Bay Rays Spring Training, everything you need is close at hand. This is a rare opportunity to own a fully updated, Gulf-access home in a prime waterfront location—ready for you to move in and start living the Florida lifestyle you’ve always dreamed of.

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 1979
  • Garage: 2-car Driveway, Oversized
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,849
  • Acreage: 0.23
  • Est. Taxes: $3,384
  • HOA Fee: $150 Annually
  • View: Water
  • Adult Communities: Yes
  • Elem. School: Myakka River Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Tankless Water Heater, Washer
  • MLS#: D6141862
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/D6141862/5232connerterrace_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/23/2025 1:47:14 PM)
Listing courtesy of PROGRAM REALTY, LLC   Phone: 941-999-9900

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5232 CONNER TERRACE, Port Charlotte, FL, 33981

$675,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $540,000 $540,000 $540,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.019% 7.050% 6.152%
Monthly Tax Payment $282 $282 $282
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,369 $3,547 $4,520
Total Monthly Payment $3,743 $3,921 $4,894

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.