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Charming Croton Village Home with Sweeping Hudson River Views. Perched above the heart of Croton Village, this character-filled 2-bedroom, 1. 1-bath home offers stunning panoramic views of the Hudson River. A welcoming front porch opens into a lovely entry foyer adorned with original wood trim and doors, leading to a sunlit living room through classic French doors. The seamless flow continues into the dining room, where sliding glass doors open to a spacious deck—perfect for relaxing or entertaining while taking in the river vistas. The updated kitchen features a large peninsula with granite countertops and seating, complemented by stylish cabinetry and plenty of prep space. Hardwood flooring accents the main level. Upstairs you'll find two comfortable bedrooms, two bonus rooms (ideal for home offices or a dressing room), and a full bath. A walk-up attic provides generous storage options. The walk-out basement includes a large unfinished utility/laundry area with an above-ground oil tank, plus a rec room with a half bath and access to a private patio. Additional highlights include a deck awning for shade, a detached 2-car garage, and beautifully landscaped grounds. Enjoy village living with a short stroll to local restaurants, shops, parks, and the Hudson River waterfront. Convenient access to highways and the Metro-North train station with resident parking makes commuting a breeze. Don’t miss this opportunity to own this sweet village home that has it all.
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.025% | 6.132% |
Monthly Tax Payment | $723 | $723 | $723 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,287 | $3,416 | $4,353 |
Total Monthly Payment | $4,102 | $4,231 | $5,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.